There are a lot of steps to buying a home in Windsor-Essex County area, and sometimes just thinking about the process can feel overwhelming. When you choose a reputable Realtor® who not only has the professional skills, but also genuine care for you and your community, it takes away the stress and allows for the best parts of the home buying experience to shine through.
Our Family is a multi-generational team of local Realtors® and during this time we have built hundreds of lasting relationships with amazing Buyer Clients! We would be honoured to assist you with your home buying process.
"Together, we will put in place a plan to find and finance a home that meets your needs, and delivers that little bit extra to make it feel like home."
We understand the importance of dotting the i's and crossing the t's. This keen eye for detail will ensure that you are receiving all the information required to make an educated home purchase now and a profitable home sale in the future. We will help evaluate what can be done in a home to improve its value and raise the return on our investment. We will also highlight a home's strengths or identify its weaknesses to ensure that you will have a sound investment for you and your family for many years to come.
There's no one-size-fits-all approach to buying a home in Windsor-Essex County. Which is why whether you're a first-time buyer, "upsizing" or looking to 'rightsize', we will tailor my home buying process specifically to you. At our first meeting, we take the time to really get to know what kind of home, timeline and process will work best for you.
When you're buying a home in Windsor-Essex County, we treat the decision as if it were our own. Some Realtors® might not see the value in presenting offers in person, but we know that it means something to you. Being at the table when offers are presented provides additional options for negotiation to ensure that you're paying the best possible price for your new home.
Our Family has lived in Essex County for generations. We have deep roots in this area and will be able to provide you with knowledge of the local communities that goes beyond just knowing what houses are for sale. We can provide information on neighbourhood history, the most reputable schools, the best restaurants and historic sales data for homes in the area.
It takes a team to make your home buying process go smoothly. We work closely with a variety of other local professionals from mortgage lenders, to home inspectors, to lawyers. We will be able to connect you with reputable and knowledgeable professionals in the local area to help reduce the stress and time it takes to assemble your Real Estate Team!
Let us show you how we have helped 800+ Clients in their Real Estate needs!
Home Ownership Costs and Financing You’ve decided that home ownership is for you, but how much house can you afford? This is a very complicated question that involves: budgeting, down payment size, selection of a mortgage product and possibly mortgage insurance. The following will give you some foundational knowledge before you meet with the experts and decide a course of action on how to make home ownership a reality. Budgeting It’s important to figure out how much you can afford to spend before you start looking for a home. Your mortgage payment will probably be your biggest expense, but there are other costs you should be aware of. You don’t want any unpleasant surprises! The more you know about your current financial situation, the more prepared you’ll be when you meet with your lender or broker. The majority of people do not want to significantly alter their current lifestyle in order to achieve home ownership. If you are currently eating out twice a week, budget to…Read More
Key Steps to Define Wants and Needs A key step to take before starting your home search is to define what your “needs” and “wants” are. This stops you from becoming overwhelmed when trying to decide which property will make your ideal new home. Here’s how to think about the difference between needs and wants which will help make your home search less stressful! Defining your "needs" - you should think about things that are truly essential and are not easy to change. Do you have kids and a dog that will require a yard to play in? Do you regularly utilize public transportation and require a place close to pick-up/drop-off points? Do you have regular medical appointments and need to be close to the hospital or care centre? Defining your "wants" - is typically much easier to define than your "needs". They are those non-essential things that would be in your dream house and typically can be added to existing homes. That white picket fence, spacious…Read More
Starting Your Home Search There are quite literally hundreds of homes for sale in Windsor-Essex County on any given day of the year. We work with you to narrow the search to include only homes that meet your criteria. Our collaborative approach involves working with you to understand your lifestyle and defining your needs and wants in a home. Our intimate knowledge of the local area comes from a combined 30+ years of experience as local Realtors® working with Buyers much like yourself and through raising our families in the Windsor-Essex County area. This local knowledge allows us to provide relevant information to you about neighborhoods, schools, zoning by-laws, historical home prices and more! Our role is to educate and provide the information that allows YOU to make the best decision possible, it is not to be a pushy salespeople. Over the past 30+ years we have assisted hundreds of Clients in their real estate transaction, this has allowed us to build relationships all over…Read More
Tips and Tricks when Viewing Homes Whether you’re a seasoned house hunter or a first-time buyer, the process of purchasing a home has plenty of hurdles. Ensuring that viewing a potential home does not become one of those hurdles is something that I assist with. I strongly encourage my Seller Clients to invest in a quality home inspector, I place that home inspection report in a prominent location for potential Buyers to look through and gain peace of mind. When a house does not have a home inspection report ready for you to review it is even more important to conduct thorough visual inspections and research, which I will help you do. Before even arriving at the house there is research that can be done about the neighborhood to see if it is a good fit for you. Do you have kids? Finding out what school district the house belongs to is an important step. Wondering how safe the neighborhood is? The Windsor Police Department lists crimes on an interactive map, for other communities in Essex…Read More
Developing an Offer Strategy You have found your dream home, the next step is formulating your offer strategy to ensure that you don’t miss out on buying this home! We will work closely with you in the development of your offer strategy and assist you in navigating the various required forms and documents. It is important to remember that this stage in the home buying process is a negotiation, in order for an agreement to be reached both parties (the Seller and yourself) must be happy with the terms otherwise no agreement will be reached and you will miss out on your dream home. The importance of developing an offer strategy which lays out your key goals for the transaction will help keep you anchored and focused on the bigger picture during the negotiations. Types of purchase offers: Your offer can be firm (without conditions), or conditional: A firm offer is usually preferable to the Seller, as it means that you are prepared to purchase the home without any conditions and once the…Read More
The Closing Process The hardest parts are over; we have found that perfect home in a haystack of listings, negotiated a deal that you're happy with, and secured a mortgage. You’re now in the home stretch of the home-buying process. Just one more critical hurdle lies ahead, the home closing. This portion mostly consists of the lawyers talking, you signing numerous legal documents and finally receiving the keys to your new home! Typical Steps in the Closing Process No. 1: How to prepare for the closing Review your mortgage paperwork - Ensure that everything is in order, all signatures have been filled in and your banking information is correct. Do a final walk-through - typically the agreement between the Seller and yourself will allow for a final walk-through through the home before closing. This allows you to make sure the home is in the condition you agreed upon in the contract. If you had a home inspection done earlier and it had revealed problems that the Sellers had…Read More